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Example of a Sharia-compliant Visa Credit card. This credit card exemplifies the global nature of modern finance. HSBC, originally founded in Hong Kong and Shanghai, created its Amanah division in 1998 to appeal to the growing financial hubs in the Middle East and Asia. Islamic law forbids exchanging money for profit and this card is Shari’a compliant, meaning that interest cannot be received on savings, or charged on borrowings. Shari’a compliant banks also cannot invest money in socially or morally damaging businesses and are mindful that Muslims must use their wealth to help the less fortunate.